UK Independent. Sourced. Primary. · Est. 2024

Adams Wholesale (West Sussex) Limited | Mortgage Brokers | Worthing | Est. 2006

Adams Wholesale (West Sussex) Limited is a mortgage broker registered in Worthing, established 2006. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Adams Wholesale (West Sussex) Limited

Mortgage Brokers UNCLAIMED LISTING

Adams Wholesale (West Sussex) Limited

Mortgage Brokers · Worthing, Brighton · Est. 2006

20 years
Active Trading
Active
CH Status
05827389
Company No
2025
Accounts to

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Company Registration Details

Registered company nameAdams Wholesale (West Sussex) Limited
Companies House number05827389 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit 1 Silverdale, BN11 2RZ
City / RegionWorthing, Brighton
Date incorporated2006
Years trading20 years
CH statusActive
SpecialismRecorded activity: 46310
Index statusClaim this listing →

About Adams Wholesale (West Sussex) Limited

Founded in 2006, Adams Wholesale (West Sussex) Limited has been active for 20 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 78 of them in Brighton.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Establish early what the firm can access and how it has handled comparable applications.

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Adams Wholesale (West Sussex) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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