UK Independent. Sourced. Primary. · Est. 2024

Advanced Mortgage Solutions Derbyshire Ltd | Mortgage Brokers | Alfreton | Est. 2016

Advanced Mortgage Solutions Derbyshire Ltd is a mortgage broker registered in Alfreton, established 2016. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Advanced Mortgage Solutions Derbyshire Ltd

Mortgage Brokers UNCLAIMED LISTING

Advanced Mortgage Solutions Derbyshire Ltd

Mortgage Brokers · Alfreton, Derby · Est. 2016

10 years
Active Trading
Active
CH Status
10028292
Company No
2025
Accounts to

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Company Registration Details

Registered company nameAdvanced Mortgage Solutions Derbyshire Ltd
Companies House number10028292 →
Company typePrivate Limited Company (Ltd)
Registered address204 Alfreton Road Blackwell, DE55 5JH
City / RegionAlfreton, Derby
Date incorporated2016
Years trading10 years
CH statusActive
SpecialismRecorded activity: 66190 (activities auxiliary to financial intermediation)
Index statusClaim this listing →

About Advanced Mortgage Solutions Derbyshire Ltd

Founded in 2016, Advanced Mortgage Solutions Derbyshire Ltd has been active for 10 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Derby accounts for 144 of the 5754 mortgage brokers tracked on this index.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Advanced Mortgage Solutions Derbyshire Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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