Af Consultancy (Surrey) Limited

Mortgage Brokers · Whitehills Business Park, Blackpool · Est. 2021

5 years

Active Trading

Active

CH Status

13450438

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Af Consultancy (Surrey) Limited
Companies House number	13450438 →
Company type	Private Limited Company (Ltd)
Registered address	Apollo House Hallam Way, FY4 5FS
City / Region	Whitehills Business Park, Blackpool
Date incorporated	2021
Years trading	5 years
CH status	Active
Specialism	Recorded activity: 71122
Index status	Claim this listing →

About Af Consultancy (Surrey) Limited

Incorporated in 2021, Af Consultancy (Surrey) Limited is an established firm with 5 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 14 mortgage brokers listed in Blackpool on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.

Can a mortgage broker help if I have been declined by a lender?

A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Af Consultancy (Surrey) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Af Consultancy (Surrey) Limited | Mortgage Brokers | Whitehills Business Park | Est. 2021