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Age Concern Trading In Cheshire Limited

Mortgage Brokers · Northwich, Rest of UK · Est. 1995

31 years

Active Trading

Active

CH Status

1,093

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Company Registration Details

Registered company name	Age Concern Trading In Cheshire Limited
Companies House number	03021987 →
Company type	Private Limited Company (Ltd)
Registered address	Castle Community Centre Barbers Lane, CW8 1DT
City / Region	Northwich, Rest of UK
Date incorporated	1995
Years trading	31 years
CH status	Active
Specialism	Recorded activity: 65120
Index status	Claim this listing →

About Age Concern Trading In Cheshire Limited

Established in 1995, Age Concern Trading In Cheshire Limited has over 31 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 823 mortgage brokers listed in the UK on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.

How much does a mortgage broker charge?

Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Age Concern Trading In Cheshire Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Age Concern Trading In Cheshire Limited | Mortgage Brokers | Northwich | Est. 1995