UK Independent. Sourced. Primary. · Est. 2024

Allen Homes (North Wales) Limited | Mortgage Brokers | Wilmslow | Est. 1990

Allen Homes (North Wales) Limited is a mortgage brokers registered in Wilmslow, established 1990. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Allen Homes (North Wales) Limited

Mortgage Brokers UNCLAIMED LISTING

Allen Homes (North Wales) Limited

Mortgage Brokers · Wilmslow, Stockport · Est. 1990

36 years
Active Trading
Active
CH Status
1,197
Monthly Views
15
Enquiries

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Company Registration Details

Registered company nameAllen Homes (North Wales) Limited
Companies House number02461158 →
Company typePrivate Limited Company (Ltd)
Registered addressMorland House Altrincham Road, SK9 5NW
City / RegionWilmslow, Stockport
Date incorporated1990
Years trading36 years
CH statusActive
SpecialismRecorded activity: 74990
Index statusClaim this listing →

About Allen Homes (North Wales) Limited

Established in 1990, Allen Homes (North Wales) Limited has over 36 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

Stockport accounts for 61 of the 5754 mortgage brokers tracked on this index.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Establish early what the firm can access and how it has handled comparable applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Allen Homes (North Wales) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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