UK Independent. Sourced. Primary. · Est. 2024

Amfabs (West Midlands) Limited | Mortgage Brokers | Cradley Heath | Est. 2011

Amfabs (West Midlands) Limited is a mortgage brokers registered in Cradley Heath, established 2011. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Amfabs (West Midlands) Limited

Mortgage Brokers UNCLAIMED LISTING

Amfabs (West Midlands) Limited

Mortgage Brokers · Cradley Heath, Birmingham · Est. 2011

15 years
Active Trading
Active
CH Status
07678555
Company No
2026
Accounts to

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Company Registration Details

Registered company nameAmfabs (West Midlands) Limited
Companies House number07678555 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit 7 Saltbrook Trading Estate, B63 2QJ
City / RegionCradley Heath, Birmingham
Date incorporated2011
Years trading15 years
CH statusActive
SpecialismRecorded activity: 25990
Index statusClaim this listing →

About Amfabs (West Midlands) Limited

Founded in 2011, Amfabs (West Midlands) Limited has been active for 15 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 150 mortgage brokers listed in Birmingham on this index of 5754 UK firms in the category.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Amfabs (West Midlands) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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