UK Independent. Sourced. Primary. · Est. 2024

Ams (Hertfordshire) Limited | Mortgage Brokers | Rickmansworth | Est. 2010

Ams (Hertfordshire) Limited is a mortgage brokers registered in Rickmansworth, established 2010. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Ams (Hertfordshire) Limited

Mortgage Brokers · Rickmansworth, London · Est. 2010

16 years
Active Trading
Active
CH Status
1,182
Monthly Views
8
Enquiries

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Company Registration Details

Registered company nameAms (Hertfordshire) Limited
Companies House number07427710 →
Company typePrivate Limited Company (Ltd)
Registered address143 Church Lane, WD3 8PW
City / RegionRickmansworth, London
Date incorporated2010
Years trading16 years
CH statusActive
SpecialismRecorded activity: 70229 (management consultancy)
Index statusClaim this listing →

About Ams (Hertfordshire) Limited

Founded in 2010, Ams (Hertfordshire) Limited has been active for 16 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 726 mortgage brokers listed in London on this index of 5754 UK firms in the category.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Ams (Hertfordshire) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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