UK Independent. Sourced. Primary. · Est. 2024

Auto A.R.T Devon Ltd | Mortgage Brokers | Newton Abbot | Est. 2010

Auto A.R.T Devon Ltd is a mortgage brokers registered in Newton Abbot, established 2010. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Auto A.R.T Devon Ltd

Mortgage Brokers UNCLAIMED LISTING

Auto A.R.T Devon Ltd

Mortgage Brokers · Newton Abbot, Torquay · Est. 2010

16 years
Active Trading
Active
CH Status
1,060
Monthly Views
11
Enquiries

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Company Registration Details

Registered company nameAuto A.R.T Devon Ltd
Companies House number07143190 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit A, Sterling House Decoy Industrial Estate Mead Way, TQ12 5UZ
City / RegionNewton Abbot, Torquay
Date incorporated2010
Years trading16 years
CH statusActive
SpecialismRecorded activity: 45200
Index statusClaim this listing →

About Auto A.R.T Devon Ltd

Founded in 2010, Auto A.R.T Devon Ltd has been active for 16 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 49 of them in Torquay.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Auto A.R.T Devon Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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