UK Independent. Sourced. Primary. · Est. 2024

Derbyshire Classic Cars Limited | Mortgage Brokers | Burton-On-Trent | Est. 2017

Derbyshire Classic Cars Limited is a mortgage brokers registered in Burton-On-Trent, established 2017. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Derbyshire Classic Cars Limited

Mortgage Brokers UNCLAIMED LISTING

Derbyshire Classic Cars Limited

Mortgage Brokers · Burton-On-Trent, Derby · Est. 2017

9 years
Active Trading
Active
CH Status
10662895
Company No
2025
Accounts to

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Company Registration Details

Registered company nameDerbyshire Classic Cars Limited
Companies House number10662895 →
Company typePrivate Limited Company (Ltd)
Registered addressCurzon Street Business Centre Curzon Street, DE14 2DH
City / RegionBurton-On-Trent, Derby
Date incorporated2017
Years trading9 years
CH statusActive
SpecialismRecorded activity: 45112
Index statusClaim this listing →

About Derbyshire Classic Cars Limited

Incorporated in 2017, Derbyshire Classic Cars Limited is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

Derby accounts for 144 of the 5754 mortgage brokers tracked on this index.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Derbyshire Classic Cars Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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