UK Independent. Sourced. Primary. · Est. 2024

Derbyshire Computer Services Ltd | Mortgage Brokers | Derbyshire | Est. 2018

Derbyshire Computer Services Ltd is a mortgage brokers registered in Derbyshire, established 2018. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Derbyshire Computer Services Ltd

Mortgage Brokers UNCLAIMED LISTING

Derbyshire Computer Services Ltd

Mortgage Brokers · Derbyshire, Derby · Est. 2018

8 years
Active Trading
Active
CH Status
1,118
Monthly Views
10
Enquiries

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Company Registration Details

Registered company nameDerbyshire Computer Services Ltd
Companies House number11497097 →
Company typePrivate Limited Company (Ltd)
Registered address1 Eden Road, DE21 6SZ
City / RegionDerbyshire, Derby
Date incorporated2018
Years trading8 years
CH statusActive
SpecialismRecorded activity: 62090
Index statusClaim this listing →

About Derbyshire Computer Services Ltd

Incorporated in 2018, Derbyshire Computer Services Ltd is an established firm with 8 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

Derby accounts for 144 of the 5754 mortgage brokers tracked on this index.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Derbyshire Computer Services Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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