UK Independent. Sourced. Primary. · Est. 2024

Derbyshire Dents Limited | Mortgage Brokers | Chesterfield | Est. 2004

Derbyshire Dents Limited is a mortgage brokers registered in Chesterfield, established 2004. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Derbyshire Dents Limited

Mortgage Brokers UNCLAIMED LISTING

Derbyshire Dents Limited

Mortgage Brokers · Chesterfield, Sheffield · Est. 2004

22 years
Active Trading
Active
CH Status
05090951
Company No
2025
Accounts to

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Company Registration Details

Registered company nameDerbyshire Dents Limited
Companies House number05090951 →
Company typePrivate Limited Company (Ltd)
Registered address12 Grove Road, S43 1QJ
City / RegionChesterfield, Sheffield
Date incorporated2004
Years trading22 years
CH statusActive
SpecialismRecorded activity: 33190
Index statusClaim this listing →

About Derbyshire Dents Limited

Founded in 2004, Derbyshire Dents Limited has been active for 22 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 71 of them in Sheffield.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Derbyshire Dents Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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