UK Independent. Sourced. Primary. · Est. 2024

Derbyshire Mortgages & Protection Limited | Mortgage Brokers | Alfreton | Est. 2020

Derbyshire Mortgages & Protection Limited is a mortgage brokers registered in Alfreton, established 2020. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Derbyshire Mortgages & Protection Limited

Mortgage Brokers UNCLAIMED LISTING

Derbyshire Mortgages & Protection Limited

Mortgage Brokers · Alfreton, Derby · Est. 2020

6 years
Active Trading
Active
CH Status
12631487
Company No
2025
Accounts to

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Company Registration Details

Registered company nameDerbyshire Mortgages & Protection Limited
Companies House number12631487 →
Company typePrivate Limited Company (Ltd)
Registered address4 Lime Tree Close, DE55 5RF
City / RegionAlfreton, Derby
Date incorporated2020
Years trading6 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About Derbyshire Mortgages & Protection Limited

Incorporated in 2020, Derbyshire Mortgages & Protection Limited is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 144 mortgage brokers listed in Derby on this index of 5754 UK firms in the category.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Alfreton

Pg Mortgages & Loans LimitedAlfreton · Est. 2003View →
Ashmere Derbyshire LimitedAlfreton · Est. 2016View →
Allen (Derbyshire) LtdAlfreton · Est. 2014View →
Advanced Mortgage Solutions Derbyshire LtdAlfreton · Est. 2016View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Derbyshire Mortgages & Protection Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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