UK Independent. Sourced. Primary. · Est. 2024

Devon Road Mortgages Ltd | Mortgage Brokers | Westcliff-On-Sea | Est. 2015

Devon Road Mortgages Ltd is a mortgage brokers registered in Westcliff-On-Sea, established 2015. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Devon Road Mortgages Ltd

Mortgage Brokers UNCLAIMED LISTING

Devon Road Mortgages Ltd

Mortgage Brokers · Westcliff-On-Sea, Southend · Est. 2015

11 years
Active Trading
Active
CH Status
1,117
Monthly Views
5
Enquiries

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Company Registration Details

Registered company nameDevon Road Mortgages Ltd
Companies House number09510832 →
Company typePrivate Limited Company (Ltd)
Registered address65 Exford Avenue 65 Exford Avenue, SS0 0DZ
City / RegionWestcliff-On-Sea, Southend
Date incorporated2015
Years trading11 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Devon Road Mortgages Ltd

Founded in 2015, Devon Road Mortgages Ltd has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 30 mortgage brokers listed in Southend on this index of 5754 UK firms in the category.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Westcliff-On-Sea

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Devon Road Mortgages Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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