UK Independent. Sourced. Primary. · Est. 2024

Dh (Somerset) Ltd | Mortgage Brokers | Leigh-On-Sea | Est. 2019

Dh (Somerset) Ltd is a mortgage brokers registered in Leigh-On-Sea, established 2019. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Dh (Somerset) Ltd

Mortgage Brokers UNCLAIMED LISTING

Dh (Somerset) Ltd

Mortgage Brokers · Leigh-On-Sea, Southend · Est. 2019

7 years
Active Trading
Active
CH Status
12349398
Company No
2024
Accounts to

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Company Registration Details

Registered company nameDh (Somerset) Ltd
Companies House number12349398 →
Company typePrivate Limited Company (Ltd)
Registered addressTop Floor 10 The Broadway, SS9 1AW
City / RegionLeigh-On-Sea, Southend
Date incorporated2019
Years trading7 years
CH statusActive
SpecialismRecorded activity: 99999
Index statusClaim this listing →

About Dh (Somerset) Ltd

Incorporated in 2019, Dh (Somerset) Ltd is an established firm with 7 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

Southend accounts for 30 of the 5754 mortgage brokers tracked on this index.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. Establish early what the firm can access and how it has handled comparable applications.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Leigh-On-Sea

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West Sussex Property Services LimitedLeigh-On-Sea · Est. 2021View →
Southern Mortgages (Essex) LtdLeigh-On-Sea · Est. 2008View →
Move Mortgages Essex LimitedLeigh-On-Sea · Est. 2023View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Dh (Somerset) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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