UK Independent. Sourced. Primary. · Est. 2024

Farmfields Somerset Ltd | Mortgage Brokers | Bristol | Est. 2006

Farmfields Somerset Ltd is a mortgage brokers registered in Bristol, established 2006. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Farmfields Somerset Ltd

Mortgage Brokers UNCLAIMED LISTING

Farmfields Somerset Ltd

Mortgage Brokers · Bristol · Est. 2006

20 years
Active Trading
Active
CH Status
05996812
Company No
2024
Accounts to

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Company Registration Details

Registered company nameFarmfields Somerset Ltd
Companies House number05996812 →
Company typePrivate Limited Company (Ltd)
Registered addressThe Barn Chapel Farm, Whitley Batts Pensford, BS39 4NE
City / RegionBristol
Date incorporated2006
Years trading20 years
CH statusActive
SpecialismRecorded activity: 75000
Index statusClaim this listing →

About Farmfields Somerset Ltd

Founded in 2006, Farmfields Somerset Ltd has been active for 20 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Bristol accounts for 53 of the 5754 mortgage brokers tracked on this index.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Farmfields Somerset Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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