First Independent Commerce Of North Wales Limited

Mortgage Brokers · Llangefni, North Wales · Est. 1996

30 years

Active Trading

Active

CH Status

03150452

Company No

2025

Accounts to

📞 Contact Details

Phone, email and website shown on claimed listings. Claim this listing →

Is this your firm? Claim this listing →

Send an Enquiry

Fill in your details below. Free service, no obligation. We will forward your enquiry within 24 hours.

By submitting you agree to be contacted. Kaeltripton.com is a directory service and does not sell your enquiry data.

Company Registration Details

Registered company name	First Independent Commerce Of North Wales Limited
Companies House number	03150452 →
Company type	Private Limited Company (Ltd)
Registered address	Pennant House Field Street, LL77 7EH
City / Region	Llangefni, North Wales
Date incorporated	1996
Years trading	30 years
CH status	Active
Specialism	Recorded activity: 82990 (other business support services)
Index status	Claim this listing →

About First Independent Commerce Of North Wales Limited

Established in 1996, First Independent Commerce Of North Wales Limited has over 30 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 184 mortgage brokers listed in Wales on this index of 5754 UK firms in the category.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.

Can a mortgage broker help if I have been declined by a lender?

Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Related Guides

Best Remortgage Deals UK 2026 →	UK Mortgage Calculator →
UK Stamp Duty Calculator →	UK House Prices April 2026 →

Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with First Independent Commerce Of North Wales Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

First Independent Commerce Of North Wales Limited | Mortgage Brokers | Llangefni | Est. 1996