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Gloucestershire Animal Welfare Association And Cheltenham Animal Shelter

Mortgage Brokers · Cheltenham, Gloucester · Est. 1999

27 years

Active Trading

Active

CH Status

03868428

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Gloucestershire Animal Welfare Association And Cheltenham Animal Shelter
Companies House number	03868428 →
Company type	Private Company Limited by Guarantee (Exempt)
Registered address	Cheltenham Animal Welfare Association & Animalshelter Gardners Lane, GL51 9JW
City / Region	Cheltenham, Gloucester
Date incorporated	1999
Years trading	27 years
CH status	Active
Specialism	Recorded activity: 01629
Index status	Claim this listing →

About Gloucestershire Animal Welfare Association And Cheltenham Animal Shelter

Established in 1999, Gloucestershire Animal Welfare Association And Cheltenham Animal Shelter has over 27 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 147 of them in Gloucester.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Gloucestershire Animal Welfare Association And Cheltenham Animal Shelter or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Gloucestershire Animal Welfare Association And Cheltenham Animal Shelter | Mortgage Brokers | Cheltenham | Est. 1999