UK Independent. Sourced. Primary. · Est. 2024

Harney & Harney Property Ltd | Mortgage Brokers | Stockport | Est. 2014

Harney & Harney Property Ltd is a mortgage brokers registered in Stockport, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Harney & Harney Property Ltd

Mortgage Brokers · Stockport · Est. 2014

12 years
Active Trading
Active
CH Status
09213089
Company No
2025
Accounts to

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Company Registration Details

Registered company nameHarney & Harney Property Ltd
Companies House number09213089 →
Company typePrivate Limited Company (Ltd)
Registered address3 Pownall Place Bramhall Lane South, SK7 2EN
City / RegionStockport
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Harney & Harney Property Ltd

Founded in 2014, Harney & Harney Property Ltd has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 61 mortgage brokers listed in Stockport on this index of 5754 UK firms in the category.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. Establish early what the firm can access and how it has handled comparable applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Harney & Harney Property Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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