Harris Mortgages Scotland Limited

Mortgage Brokers · Kirkliston, Edinburgh · Est. 2025

1 year

Active Trading

Active

CH Status

SC841196

Company No

n/a

Accounts to

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Company Registration Details

Registered company name	Harris Mortgages Scotland Limited
Companies House number	SC841196 →
Company type	Private Limited Company (Ltd)
Registered address	20 Maitland Road, EH29 9AR
City / Region	Kirkliston, Edinburgh
Date incorporated	2025
Years trading	1 year
CH status	Active
Specialism	Recorded activity: 64922
Index status	Claim this listing →

About Harris Mortgages Scotland Limited

Harris Mortgages Scotland Limited was incorporated in 2025 and is registered as an active company on the Companies House register.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 43 of them in Edinburgh.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Harris Mortgages Scotland Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Harris Mortgages Scotland Limited | Mortgage Brokers | Kirkliston | Est. 2025