UK Independent. Sourced. Primary. · Est. 2024

Hayes Services (Staffordshire) Limited | Mortgage Brokers | Lichfield | Est. 2024

Hayes Services (Staffordshire) Limited is a mortgage brokers registered in Lichfield, established 2024. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Hayes Services (Staffordshire) Limited

Mortgage Brokers UNCLAIMED LISTING

Hayes Services (Staffordshire) Limited

Mortgage Brokers · Lichfield, Walsall · Est. 2024

2 years
Active Trading
Active
CH Status
15854666
Company No
2025
Accounts to

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Company Registration Details

Registered company nameHayes Services (Staffordshire) Limited
Companies House number15854666 →
Company typePrivate Limited Company (Ltd)
Registered addressNo1 Parkside Court Greenhough Road, WS13 7FE
City / RegionLichfield, Walsall
Date incorporated2024
Years trading2 years
CH statusActive
SpecialismRecorded activity: 81222, 81229
Index statusClaim this listing →

About Hayes Services (Staffordshire) Limited

Incorporated in 2024, Hayes Services (Staffordshire) Limited is a relatively recently established firm. Newer entrants to the UK financial services market often bring fresh approaches, specialist expertise and a strong digital proposition built for modern client expectations.

Walsall accounts for 36 of the 5754 mortgage brokers tracked on this index.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Hayes Services (Staffordshire) Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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