UK Independent. Sourced. Primary. · Est. 2024

Hertfordshire Drives & Gardens Limited | Mortgage Brokers | Herts | Est. 2003

Hertfordshire Drives & Gardens Limited is a mortgage brokers registered in Herts, established 2003. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Hertfordshire Drives & Gardens Limited

Mortgage Brokers UNCLAIMED LISTING

Hertfordshire Drives & Gardens Limited

Mortgage Brokers · Herts, Rest of UK · Est. 2003

23 years
Active Trading
Active
CH Status
04668485
Company No
2026
Accounts to

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Company Registration Details

Registered company nameHertfordshire Drives & Gardens Limited
Companies House number04668485 →
Company typePrivate Limited Company (Ltd)
Registered addressThe Lodge, Redbourn Road Hemel Hempstead, HP2 7BA
City / RegionHerts, Rest of UK
Date incorporated2003
Years trading23 years
CH statusActive
SpecialismRecorded activity: 81300
Index statusClaim this listing →

About Hertfordshire Drives & Gardens Limited

Founded in 2003, Hertfordshire Drives & Gardens Limited has been active for 23 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 823 mortgage brokers listed in the UK on this index of 5754 UK firms in the category.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Connect Electrical Contractors (Hertfordshire) LimitedHerts · Est. 2007View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Hertfordshire Drives & Gardens Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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