UK Independent. Sourced. Primary. · Est. 2024

Holden & Co (West Sussex) Ltd | Mortgage Brokers | Chichester | Est. 2014

Holden & Co (West Sussex) Ltd is a mortgage brokers registered in Chichester, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Holden & Co (West Sussex) Ltd

Mortgage Brokers UNCLAIMED LISTING

Holden & Co (West Sussex) Ltd

Mortgage Brokers · Chichester, Portsmouth · Est. 2014

12 years
Active Trading
Active
CH Status
09012420
Company No
2025
Accounts to

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Company Registration Details

Registered company nameHolden & Co (West Sussex) Ltd
Companies House number09012420 →
Company typePrivate Limited Company (Ltd)
Registered addressDrayton House Drayton Lane, PO20 2EW
City / RegionChichester, Portsmouth
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 74902
Index statusClaim this listing →

About Holden & Co (West Sussex) Ltd

Founded in 2014, Holden & Co (West Sussex) Ltd has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Portsmouth accounts for 110 of the 5754 mortgage brokers tracked on this index.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Holden & Co (West Sussex) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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