UK Independent. Sourced. Primary. · Est. 2024

Merrynissey Limited | Mortgage Brokers | Leamington Spa | Est. 2016

Merrynissey Limited is a mortgage brokers registered in Leamington Spa, established 2016. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Merrynissey Limited

Mortgage Brokers UNCLAIMED LISTING

Merrynissey Limited

Mortgage Brokers · Leamington Spa, Coventry · Est. 2016

10 years
Active Trading
Active
CH Status
10524295
Company No
2024
Accounts to

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Company Registration Details

Registered company nameMerrynissey Limited
Companies House number10524295 →
Company typePrivate Limited Company (Ltd)
Registered address26 Southam Road, CV31 1TA
City / RegionLeamington Spa, Coventry
Date incorporated2016
Years trading10 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified), 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Merrynissey Limited

Founded in 2016, Merrynissey Limited has been active for 10 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Coventry accounts for 155 of the 5754 mortgage brokers tracked on this index.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. Establish early what the firm can access and how it has handled comparable applications.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Merrynissey Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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