UK Independent. Sourced. Primary. · Est. 2024

Midlands Mortgage Solutions Ltd | Mortgage Brokers | Birmingham | Est. 2017

Midlands Mortgage Solutions Ltd is a mortgage brokers registered in Birmingham, established 2017. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Midlands Mortgage Solutions Ltd

Mortgage Brokers · Birmingham · Est. 2017

9 years
Active Trading
Active
CH Status
10749112
Company No
2025
Accounts to

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Company Registration Details

Registered company nameMidlands Mortgage Solutions Ltd
Companies House number10749112 →
Company typePrivate Limited Company (Ltd)
Registered addressOver 258 High Street, B23 6SN
City / RegionBirmingham
Date incorporated2017
Years trading9 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About Midlands Mortgage Solutions Ltd

Incorporated in 2017, Midlands Mortgage Solutions Ltd is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 150 mortgage brokers listed in Birmingham on this index of 5754 UK firms in the category.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Midlands Mortgage Solutions Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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