UK Independent. Sourced. Primary. · Est. 2024

Mortgage Advice Centre (South West) Ltd | Mortgage Brokers | Cheltenham | Est. 2001

Mortgage Advice Centre (South West) Ltd is a mortgage brokers registered in Cheltenham, established 2001. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Mortgage Advice Centre (South West) Ltd

Mortgage Brokers UNCLAIMED LISTING

Mortgage Advice Centre (South West) Ltd

Mortgage Brokers · Cheltenham, Gloucester · Est. 2001

25 years
Active Trading
Active
CH Status
04273932
Company No
2024
Accounts to

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Company Registration Details

Registered company nameMortgage Advice Centre (South West) Ltd
Companies House number04273932 →
Company typePrivate Limited Company (Ltd)
Registered address30 Barrington Avenue, GL51 6TY
City / RegionCheltenham, Gloucester
Date incorporated2001
Years trading25 years
CH statusActive
SpecialismRecorded activity: 66110
Index statusClaim this listing →

About Mortgage Advice Centre (South West) Ltd

Established in 2001, Mortgage Advice Centre (South West) Ltd has over 25 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

Gloucester accounts for 147 of the 5754 mortgage brokers tracked on this index.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Establish early what the firm can access and how it has handled comparable applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Mortgage Advice Centre (South West) Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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