UK Independent. Sourced. Primary. · Est. 2024

Mortgage Broker Club Limited | Mortgage Brokers | Liverpool | Est. 2020

Mortgage Broker Club Limited is a mortgage brokers registered in Liverpool, established 2020. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Mortgage Broker Club Limited

Mortgage Brokers · Liverpool · Est. 2020

6 years
Active Trading
Active
CH Status
12654977
Company No
2022
Accounts to

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Company Registration Details

Registered company nameMortgage Broker Club Limited
Companies House number12654977 →
Company typePrivate Limited Company (Ltd)
Registered address1st Floor 20 Chapel Street, L3 9AG
City / RegionLiverpool
Date incorporated2020
Years trading6 years
CH statusActive
SpecialismRecorded activity: 63990
Index statusClaim this listing →

About Mortgage Broker Club Limited

Incorporated in 2020, Mortgage Broker Club Limited is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 30 of them in Liverpool.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Berksons (Cheshire) LimitedLiverpool · Est. 1963View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Mortgage Broker Club Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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