UK Independent. Sourced. Primary. · Est. 2024

Mortgage & Loan Service Ltd. | Mortgage Brokers | Glasgow | Est. 2001

Mortgage & Loan Service Ltd. is a mortgage brokers registered in Glasgow, established 2001. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Mortgage & Loan Service Ltd.

Mortgage Brokers · Glasgow · Est. 2001

25 years
Active Trading
Active
CH Status
SC224820
Company No
2024
Accounts to

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Company Registration Details

Registered company nameMortgage & Loan Service Ltd.
Companies House numberSC224820 →
Company typePrivate Limited Company (Ltd)
Registered address1007 Argyle Street, G3 8LZ
City / RegionGlasgow
Date incorporated2001
Years trading25 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Mortgage & Loan Service Ltd.

Established in 2001, Mortgage & Loan Service Ltd. has over 25 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 35 of them in Glasgow.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Mortgage & Loan Service Ltd. or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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