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North Wales Bait Supplies Limited | Mortgage Brokers | Colwyn Bay | Est. 1998

North Wales Bait Supplies Limited is a mortgage brokers registered in Colwyn Bay, established 1998. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › North Wales Bait Supplies Limited

Mortgage Brokers UNCLAIMED LISTING

North Wales Bait Supplies Limited

Mortgage Brokers · Colwyn Bay, North Wales · Est. 1998

28 years
Active Trading
Active
CH Status
03636610
Company No
2026
Accounts to

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Company Registration Details

Registered company nameNorth Wales Bait Supplies Limited
Companies House number03636610 →
Company typePrivate Limited Company (Ltd)
Registered addressCommodore House 51 Conway Road, LL29 7AW
City / RegionColwyn Bay, North Wales
Date incorporated1998
Years trading28 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About North Wales Bait Supplies Limited

Established in 1998, North Wales Bait Supplies Limited has over 28 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 184 of them in Wales.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with North Wales Bait Supplies Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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