Financial Index › Mortgage Broker Index › North Wales Cars Ltd

Mortgage Brokers UNCLAIMED LISTING

North Wales Cars Ltd

Mortgage Brokers · Colwyn Bay, North Wales · Est. 2020

6 years

Active Trading

Active

CH Status

1,010

Monthly Views

Enquiries

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Company Registration Details

Registered company name	North Wales Cars Ltd
Companies House number	12521318 →
Company type	Private Limited Company (Ltd)
Registered address	North Wales Cars Ltd Conway Road Mochdre, LL28 5HN
City / Region	Colwyn Bay, North Wales
Date incorporated	2020
Years trading	6 years
CH status	Active
Specialism	Recorded activity: 45112
Index status	Claim this listing →

About North Wales Cars Ltd

Incorporated in 2020, North Wales Cars Ltd is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 184 mortgage brokers listed in Wales on this index of 5754 UK firms in the category.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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North Wales Coast LimitedColwyn Bay · Est. 2022	View →
Deli Catering (North Wales) LimitedColwyn Bay · Est. 2019	View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with North Wales Cars Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

North Wales Cars Ltd | Mortgage Brokers | Colwyn Bay | Est. 2020