UK Independent. Sourced. Primary. · Est. 2024

North West Leicestershire Society Of Model Engineers Ltd | Mortgage Brokers | Swadlincote | Est. 1996

North West Leicestershire Society Of Model Engineers Ltd is a mortgage brokers registered in Swadlincote, established 1996. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › North West Leicestershire Society Of Model Engineers Ltd

Mortgage Brokers UNCLAIMED LISTING

North West Leicestershire Society Of Model Engineers Ltd

Mortgage Brokers · Swadlincote, Derby · Est. 1996

30 years
Active Trading
Active
CH Status
03194639
Company No
2024
Accounts to

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Company Registration Details

Registered company nameNorth West Leicestershire Society Of Model Engineers Ltd
Companies House number03194639 →
Company typePrivate Company Limited by Guarantee
Registered address241 Hearthcote Road, DE11 9DU
City / RegionSwadlincote, Derby
Date incorporated1996
Years trading30 years
CH statusActive
SpecialismRecorded activity: 93290
Index statusClaim this listing →

About North West Leicestershire Society Of Model Engineers Ltd

Established in 1996, North West Leicestershire Society Of Model Engineers Ltd has over 30 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

Derby accounts for 144 of the 5754 mortgage brokers tracked on this index.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with North West Leicestershire Society Of Model Engineers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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