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North Yorkshire Mortgages Limited | Mortgage Brokers | Skipton | Est. 1988

North Yorkshire Mortgages Limited is a mortgage brokers registered in Skipton, established 1988. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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North Yorkshire Mortgages Limited

Mortgage Brokers · Skipton, Bradford · Est. 1988

38 years
Active Trading
Active
CH Status
1,146
Monthly Views
12
Enquiries

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Company Registration Details

Registered company nameNorth Yorkshire Mortgages Limited
Companies House number02238645 →
Company typePrivate Limited Company (Ltd)
Registered addressThe Bailey, BD23 1DN
City / RegionSkipton, Bradford
Date incorporated1988
Years trading38 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About North Yorkshire Mortgages Limited

Established in 1988, North Yorkshire Mortgages Limited has over 38 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 55 of them in Bradford.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Skipton

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with North Yorkshire Mortgages Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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