UK Independent. Sourced. Primary. · Est. 2024

Northamptonshire Community Foundation | Mortgage Brokers | Northampton | Est. 2001

Northamptonshire Community Foundation is a mortgage brokers registered in Northampton, established 2001. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Northamptonshire Community Foundation

Mortgage Brokers · Northampton · Est. 2001

25 years
Active Trading
Active
CH Status
04269030
Company No
2025
Accounts to

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Company Registration Details

Registered company nameNorthamptonshire Community Foundation
Companies House number04269030 →
Company typePrivate Company Limited by Guarantee (Exempt)
Registered address18 Albion Place, NN1 1UD
City / RegionNorthampton
Date incorporated2001
Years trading25 years
CH statusActive
SpecialismRecorded activity: 94990
Index statusClaim this listing →

About Northamptonshire Community Foundation

Established in 2001, Northamptonshire Community Foundation has over 25 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 106 of them in Northampton.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Northamptonshire Community Foundation or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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