UK Independent. Sourced. Primary. · Est. 2024

Northamptonshire Food Services Ltd | Mortgage Brokers | Northampton | Est. 2016

Northamptonshire Food Services Ltd is a mortgage brokers registered in Northampton, established 2016. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Northamptonshire Food Services Ltd

Mortgage Brokers · Northampton · Est. 2016

10 years
Active Trading
Active
CH Status
10487771
Company No
2025
Accounts to

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Company Registration Details

Registered company nameNorthamptonshire Food Services Ltd
Companies House number10487771 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit 8a Rothersthorpe Avenue, NN4 8JH
City / RegionNorthampton
Date incorporated2016
Years trading10 years
CH statusActive
SpecialismRecorded activity: 46320
Index statusClaim this listing →

About Northamptonshire Food Services Ltd

Founded in 2016, Northamptonshire Food Services Ltd has been active for 10 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 106 of them in Northampton.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Northamptonshire Food Services Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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