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Mortgage Brokers UNCLAIMED LISTING

Northamptonshire Gardens Trust

Mortgage Brokers · Northampton · Est. 1994

32 years

Active Trading

Active

CH Status

02946630

Company No

2024

Accounts to

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Company Registration Details

Registered company name	Northamptonshire Gardens Trust
Companies House number	02946630 →
Company type	Private Company Limited by Guarantee (Exempt)
Registered address	Flat 5 Ecton Hall Church Way, NN6 0QE
City / Region	Northampton
Date incorporated	1994
Years trading	32 years
CH status	Active
Specialism	Recorded activity: 94990
Index status	Claim this listing →

About Northamptonshire Gardens Trust

Established in 1994, Northamptonshire Gardens Trust has over 32 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 106 mortgage brokers listed in Northampton on this index of 5754 UK firms in the category.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.

Can a mortgage broker help if I have been declined by a lender?

A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Northamptonshire Gardens Trust or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Northamptonshire Gardens Trust | Mortgage Brokers | Northampton | Est. 1994