UK Independent. Sourced. Primary. · Est. 2024

Northamptonshire Pallets Limited | Mortgage Brokers | Melton Mowbray | Est. 2003

Northamptonshire Pallets Limited is a mortgage brokers registered in Melton Mowbray, established 2003. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Northamptonshire Pallets Limited

Mortgage Brokers UNCLAIMED LISTING

Northamptonshire Pallets Limited

Mortgage Brokers · Melton Mowbray, Leicester · Est. 2003

23 years
Active Trading
Active
CH Status
1,030
Monthly Views
3
Enquiries

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Company Registration Details

Registered company nameNorthamptonshire Pallets Limited
Companies House number04655166 →
Company typePrivate Limited Company (Ltd)
Registered address26 Park Road, LE13 1TT
City / RegionMelton Mowbray, Leicester
Date incorporated2003
Years trading23 years
CH statusActive
SpecialismRecorded activity: 16240
Index statusClaim this listing →

About Northamptonshire Pallets Limited

Founded in 2003, Northamptonshire Pallets Limited has been active for 23 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 164 mortgage brokers listed in Leicester on this index of 5754 UK firms in the category.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Northamptonshire Pallets Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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