UK Independent. Sourced. Primary. · Est. 2024

Northamptonshire Vcse Assembly Ltd | Mortgage Brokers | Northampton | Est. 2014

Northamptonshire Vcse Assembly Ltd is a mortgage brokers registered in Northampton, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Northamptonshire Vcse Assembly Ltd

Mortgage Brokers · Northampton · Est. 2014

12 years
Active Trading
Active
CH Status
09080083
Company No
2025
Accounts to

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Company Registration Details

Registered company nameNorthamptonshire Vcse Assembly Ltd
Companies House number09080083 →
Company typePrivate Company Limited by Guarantee
Registered address2 Pavilion Court, NN4 7SL
City / RegionNorthampton
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 82110
Index statusClaim this listing →

About Northamptonshire Vcse Assembly Ltd

Founded in 2014, Northamptonshire Vcse Assembly Ltd has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Northampton accounts for 106 of the 5754 mortgage brokers tracked on this index.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Northamptonshire Vcse Assembly Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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