UK Independent. Sourced. Primary. · Est. 2024

Our Broker (Uk) Ltd | Mortgage Brokers | Bedford | Est. 2016

Our Broker (Uk) Ltd is a mortgage brokers registered in Bedford, established 2016. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Our Broker (Uk) Ltd

Mortgage Brokers · Bedford, Milton Keynes · Est. 2016

10 years
Active Trading
Active
CH Status
10231144
Company No
2025
Accounts to

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Company Registration Details

Registered company nameOur Broker (Uk) Ltd
Companies House number10231144 →
Company typePrivate Limited Company (Ltd)
Registered address12 Church Close, MK44 1RD
City / RegionBedford, Milton Keynes
Date incorporated2016
Years trading10 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Our Broker (Uk) Ltd

Founded in 2016, Our Broker (Uk) Ltd has been active for 10 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 27 of them in Keynes.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Our Broker (Uk) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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