UK Independent. Sourced. Primary. · Est. 2024

Salcey Mortgages Ltd | Mortgage Brokers | Northampton | Est. 2014

Salcey Mortgages Ltd is a mortgage brokers registered in Northampton, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Salcey Mortgages Ltd

Mortgage Brokers · Northampton · Est. 2014

12 years
Active Trading
Active
CH Status
09201809
Company No
2025
Accounts to

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Company Registration Details

Registered company nameSalcey Mortgages Ltd
Companies House number09201809 →
Company typePrivate Limited Company (Ltd)
Registered address400 Pavilion Drive Pavilion Drive, NN4 7PA
City / RegionNorthampton
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About Salcey Mortgages Ltd

Founded in 2014, Salcey Mortgages Ltd has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Northampton accounts for 106 of the 5754 mortgage brokers tracked on this index.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Salcey Mortgages Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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