UK Independent. Sourced. Primary. · Est. 2024

Shared Earth Uk Limited | Mortgage Brokers | York | Est. 2010

Shared Earth Uk Limited is a mortgage brokers registered in York, established 2010. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Shared Earth Uk Limited

Mortgage Brokers UNCLAIMED LISTING

Shared Earth Uk Limited

Mortgage Brokers · York · Est. 2010

16 years
Active Trading
Active
CH Status
1,042
Monthly Views
10
Enquiries

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Company Registration Details

Registered company nameShared Earth Uk Limited
Companies House number07301731 →
Company typePrivate Limited Company (Ltd)
Registered address1 Minster Gates, YO1 7HL
City / RegionYork
Date incorporated2010
Years trading16 years
CH statusActive
SpecialismRecorded activity: 46900
Index statusClaim this listing →

About Shared Earth Uk Limited

Founded in 2010, Shared Earth Uk Limited has been active for 16 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 22 mortgage brokers listed in York on this index of 5754 UK firms in the category.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Shared Earth Uk Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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