South Wales Mortgages Ltd

Mortgage Brokers · Porth, Cardiff · Est. 2022

4 years

Active Trading

Active

CH Status

14028548

Company No

2025

Accounts to

📞 Contact Details

Phone, email and website shown on claimed listings. Claim this listing →

Is this your firm? Claim this listing →

Send an Enquiry

Fill in your details below. Free service, no obligation. We will forward your enquiry within 24 hours.

By submitting you agree to be contacted. Kaeltripton.com is a directory service and does not sell your enquiry data.

Company Registration Details

Registered company name	South Wales Mortgages Ltd
Companies House number	14028548 →
Company type	Private Limited Company (Ltd)
Registered address	28 Hillcrest Drive, CF39 9HU
City / Region	Porth, Cardiff
Date incorporated	2022
Years trading	4 years
CH status	Active
Specialism	Recorded activity: 64922, 66220 (activities of insurance agents and brokers)
Index status	Claim this listing →

About South Wales Mortgages Ltd

Incorporated in 2022, South Wales Mortgages Ltd is a relatively recently established firm. Newer entrants to the UK financial services market often bring fresh approaches, specialist expertise and a strong digital proposition built for modern client expectations.

It is one of 50 mortgage brokers listed in Cardiff on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.

How much does a mortgage broker charge?

Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Related Guides

Best Remortgage Deals UK 2026 →	UK Mortgage Calculator →
UK Stamp Duty Calculator →	UK House Prices April 2026 →

Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with South Wales Mortgages Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

South Wales Mortgages Ltd | Mortgage Brokers | Porth | Est. 2022