UK Independent. Sourced. Primary. · Est. 2024

South West Mortgage Shop Limited | Mortgage Brokers | Portishead | Est. 2014

South West Mortgage Shop Limited is a mortgage brokers registered in Portishead, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › South West Mortgage Shop Limited

Mortgage Brokers UNCLAIMED LISTING

South West Mortgage Shop Limited

Mortgage Brokers · Portishead, Bristol · Est. 2014

12 years
Active Trading
Active
CH Status
08910160
Company No
2025
Accounts to

📞 Contact Details

Phone, email and website shown on claimed listings. Claim this listing →

Is this your firm? Claim this listing →

Send an Enquiry

Fill in your details below. Free service, no obligation. We will forward your enquiry within 24 hours.

By submitting you agree to be contacted. Kaeltripton.com is a directory service and does not sell your enquiry data.

Company Registration Details

Registered company nameSouth West Mortgage Shop Limited
Companies House number08910160 →
Company typePrivate Limited Company (Ltd)
Registered address92 Nore Road, BS20 8DX
City / RegionPortishead, Bristol
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About South West Mortgage Shop Limited

Founded in 2014, South West Mortgage Shop Limited has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 53 mortgage brokers listed in Bristol on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Portishead

The Avon And Somerset Constabulary Benevolent FundPortishead · Est. 1999View →

Related Guides

Best Remortgage Deals UK 2026 UK Mortgage Calculator
UK Stamp Duty Calculator UK House Prices April 2026

Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with South West Mortgage Shop Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Get Kael Tripton in your Google feed

⭐ Add as Preferred Source on Google