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Structured Commercial Finance Limited

Mortgage Brokers · Exeter · Est. 2021

5 years

Active Trading

Active

CH Status

13792257

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Structured Commercial Finance Limited
Companies House number	13792257 →
Company type	Private Limited Company (Ltd)
Registered address	Clyst House Manor Drive Clyst St. Mary, EX5 1GB
City / Region	Exeter
Date incorporated	2021
Years trading	5 years
CH status	Active
Specialism	Recorded activity: 99999
Index status	Claim this listing →

About Structured Commercial Finance Limited

Incorporated in 2021, Structured Commercial Finance Limited is an established firm with 5 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 99 mortgage brokers listed in Exeter on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Structured Commercial Finance Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Structured Commercial Finance Limited | Mortgage Brokers | Exeter | Est. 2021