UK Independent. Sourced. Primary. · Est. 2024

West Sussex Cars Ltd | Mortgage Brokers | Worthing | Est. 2025

West Sussex Cars Ltd is a mortgage brokers registered in Worthing, established 2025. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

West Sussex Cars Ltd

Mortgage Brokers · Worthing, Brighton · Est. 2025

1 year
Active Trading
Active
CH Status
16159890
Company No
n/a
Accounts to

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Company Registration Details

Registered company nameWest Sussex Cars Ltd
Companies House number16159890 →
Company typePrivate Limited Company (Ltd)
Registered address6a Aldsworth Parade, BN12 4UP
City / RegionWorthing, Brighton
Date incorporated2025
Years trading1 year
CH statusActive
SpecialismRecorded activity: 99000
Index statusClaim this listing →

About West Sussex Cars Ltd

West Sussex Cars Ltd was incorporated in 2025 and is registered as an active company on the Companies House register.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 78 of them in Brighton.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Worthing

Just Mortgages (Sussex) LimitedWorthing · Est. 2017View →
West Sussex Hire LtdWorthing · Est. 2025View →
West Sussex Hip And Knee Unit LtdWorthing · Est. 2004View →
Monetaire Payroll LimitedWorthing · Est. 2004View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with West Sussex Cars Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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