compare-mortgage-broker

UK Mortgage Broker vs Direct Application

Comparing a UK mortgage broker against a direct application to the lender. The article covers cost, market access, advised vs execution-only routes, and the FCA disclosure requirements that apply to brokers and lenders alike.

16 Jun 2026 · 11 min read

Mortgage Broker Fees

UK mortgage brokers are paid by some combination of a fee charged to the borrower and a commission paid by the lender.

16 Jun 2026 · 8 min read

Mortgage Agent Fees

A mortgage agent (more commonly called a mortgage broker or, in regulated terms, a mortgage adviser) is paid by some combination of a fee charged...

17 Jun 2026 · 1 min read

Shared Ownership Mortgage Broker UK 2026

A UK shared ownership mortgage broker is an FCA-authorised intermediary specialising in matching shared ownership buyers to lenders that accept the scheme's specific structure. The mortgage market is narrower than for standard residential.

7 Jul 2026 · 6 min read

2nd Charge Mortgage Broker UK: How Second Charge Loans Work

A UK second charge mortgage broker is an FCA-authorised intermediary specialising in second-charge lender criteria. The market is broker-led: roughly a dozen specialist lenders, mostly intermediary-only. This article covers fees and choice.

12 Jun 2026 · 6 min read

UK Expat Mortgage Broker 2026 -- How to Choose, Cost and FCA Authorisation

A UK expat mortgage broker must hold FCA MCOB authorisation (register.fca.org.uk). Expat rates run 0.5-1.5% above resident rates; minimum deposits are 25-40% for buy-to-let. Broker fees run £500-1,500. Specialist lenders handle most expat cases in 2026.

17 Jun 2026 · 8 min read

Mortgage Broker vs Bank UK 2026 — Which Should You Use?

Should you use a mortgage broker or go direct to a bank in the UK? Here is an honest comparison of the two approaches and when each makes sense.

18 May 2026 · 2 min read

Commercial Mortgage Broker UK 2026 — Financing Business Property

Commercial mortgages are complex financial products requiring specialist broker expertise. Here is how they work.

17 Jun 2026 · 3 min read

Self-Employed Mortgage Broker UK 2026 — Getting Approved

Getting a mortgage when self-employed is more complex but absolutely achievable with the right broker. Here is how the process works.

18 May 2026 · 3 min read

Buy-to-Let Mortgage Broker UK 2026 — Finding the Right Specialist

Buy-to-let mortgage criteria is more complex than residential. Here is why using a specialist broker matters and how to find one.

18 May 2026 · 3 min read

Remortgage Broker UK 2026 — When to Use One and How to Find Them

With thousands of fixed-rate deals maturing in 2026, remortgaging at the right time with the right broker could save you thousands.

12 Jun 2026 · 3 min read