A practical guide to public liability insurance for handymen and tradespeople in the UK: why it matters when working in client properties, typical cover levels from 1m to 5m pounds, what it does not cover, and when employers liability becomes a legal duty.
A practical UK guide to bakery business insurance: why product liability matters most for food producers, plus public and employers liability, equipment breakdown, business interruption, food contamination cover, home-baker rules and market trader extensions.
A plain-English guide to insurance for yoga and fitness instructors in the UK: professional indemnity, public liability, employers liability, equipment cover, and what professional bodies like CIMSPA and Yoga Alliance expect from you as of 2026.
Standard home insurance does not cover B&B activity. Here is what UK bed and breakfast owners actually need: buildings, contents, public liability, employers liability, loss of income and guest property cover, plus planning, mortgage and Airbnb considerations.
A practical guide to insurance for UK food businesses, covering public and product liability, employers liability, equipment breakdown, business interruption, food spoilage and licensed premises considerations for cafes, restaurants, caterers and mobile traders.
Beauty salons in the UK need treatment liability, public liability, employers liability if they hire staff, and cover for tools, stock and premises. This guide explains each policy, why some treatments are excluded, and how mobile and self-employed therapists differ.
A practical UK guide to insurance for therapists and counsellors: why professional indemnity is essential, when public liability matters, what BACP and UKCP require, plus data protection and lone-worker cover. Source-backed and written for sole practitioners as of 2026.
A practical UK guide to charity insurance: trustee indemnity, employers liability, public liability, volunteer cover, property and event risks, plus how Charity Commission guidance shapes a trustee's legal duty of care when arranging cover.
Consultants face professional negligence as their biggest risk, so professional indemnity is usually essential. This guide explains PI, public liability, cyber, and management liability cover, how client contracts set minimums, and what IR35 means for your insurance as of 2026.
A plain-English guide to UK business insurance: the one cover the law requires, the policies contracts demand, and how to assess your own risks, check the FCA register, and complain to the Financial Ombudsman if a claim goes wrong.
Professional indemnity insurance protects UK businesses against claims of negligence, errors, or bad advice. This guide explains what PI cover includes, who needs it, typical cover levels, claims-made cover, run-off, and how to check an insurer on the FCA register.
Public liability insurance covers compensation and legal costs if your business injures a member of the public or damages their property. This plain English guide explains what it covers, what it does not, typical cover levels, who needs it, and how to check an insurer is FCA authorised.
Over 300 male dog names rooted in British naming traditions, paired with the UK rules that actually matter: microchip records, Kennel Club registration, and how pet insurers treat names.
Foreman case highlights what 'advice against all travel' really means. Travel insurance cover, consular assistance limits and how to make informed travel decisions.
The 2026 UK heatwave raises practical cost questions for households: cooling bills, sun damage cover, employer duty of care and what insurance pays out.
When flights from Manchester airport are delayed or cancelled, UK261 sets out passenger rights including refund, rebooking, assistance and in some cases fixed cash compensation. The amount depends on flight distance and the cause of the delay.
NS&I will lift the Premium Bonds prize fund rate from 3.30% to 3.80% from the July 2026 draw, shortening the odds on each GBP 1 bond from 23,000 to 1 down to 22,000 to 1 and adding 322,000 extra prizes to the monthly draw.
Premium Bonds and cash ISAs are both popular UK savings options but work very differently. Here is how to choose between them based on your tax position, savings amount, and goals in 2026.
NS&I Premium Bonds are trending as the June 2026 prize draw results become available. Here is how to check if you've won, what the current prize fund rate is, and how Premium Bonds compare to savings accounts.
The average UK comprehensive motor insurance premium was £560 in Q1 2026, just £1 above Q4 2025 but £30 below a year earlier, ABI data shows. Insurers paid £2.9 billion in claims, with repairs alone reaching £1.9 billion.
68 percent of UK adults booking summer 2026 holidays now prioritise cover quality over price, AllClear research finds. ABI data shows insurers paid £472 million across 500,000 travel claims in 2024, with average emergency medical claims at £1,528.
NS&I has raised the Premium Bonds prize fund rate to 3.80 percent from 3.30 percent, effective from the July 2026 draw. Odds shorten to 22,000 to 1 per £1 bond. It is the first rate increase in nearly three years.
RAC breakdown cover review UK 2026. Around 1,700 patrols, EV Boost mobile charging, cover tiers (Basic, Standard, Extra, Complete), prices from £40, who it suits.
Personal vs vehicle breakdown cover UK 2026: how they differ, who each suits, costs compared. Households with multiple cars, named drivers, hire cars and friends' vehicles.
Caravan and motorhome breakdown cover UK 2026. Weight thresholds, specialist providers (Camping and Caravanning Club, Caravan and Motorhome Club), AA Caravan, RAC, Green Flag compared.
Breakdown cover for new and young drivers UK 2026. Personal cover from £30, what to choose for a first car, AutoAid and Start Rescue compared. Telematics policies and breakdown bundling.
Breakdown cover for older cars UK 2026. Providers without age caps, costs for cars 10-25+ years old, what changes for vintage and classic vehicles. Green Flag, AutoAid, Adrian Flux compared.
UK packaged bank accounts that include breakdown cover 2026. Nationwide FlexPlus £18/month, Barclays Travel Pack, Lloyds Silver. Cover scope, restrictions, when it makes sense.
Most UK breakdown policies do not include European cover as standard; add-on cover typically starts from around £30, and GOV.UK sets out the kit required by country.
Electric vehicle breakdown cover UK 2026. EV-specific recovery, mobile charging, what insurers cover, and the policies that work with battery flat-out callouts. Updated June 2026.
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