Compound interest is interest calculated on both the original amount and the accumulated interest from previous periods. This guide explains how it works for UK savings accounts and debt, with examples using real UK rates.
0% credit cards offer an interest-free period on purchases or balance transfers. This guide covers how they work, what the FCA requires lenders to disclose, and how to avoid the debt trap when the 0% period ends.
The second Self Assessment payment on account for 2025-26 is due by 31 July 2026. HMRC is urging taxpayers to pay now via the app or GOV.UK. Making Tax Digital quarterly deadline follows on 7 August 2026.
A business credit score determines whether lenders, suppliers and landlords extend credit. This guide covers how UK business credit scores work, which agencies score businesses, and how to improve your rating.
Working capital finance covers the gap between money going out and money coming in. This guide compares overdrafts, revolving credit, invoice finance, merchant cash advance and business loans using UK primary source data.
UK business loans in 2026: rates from 6.9% APR, amounts from £1,000 to £5 million, terms from 1 month to 25 years. This guide covers types, costs, eligibility and how to compare lenders using primary sources.
A portfolio landlord owns four or more rental properties. This guide covers how to build a portfolio, finance it, manage tax efficiency, and comply with PRA mortgage rules and the Renters Rights Act 2025.
If a UK bank declines your business finance application, it must offer a referral to one of three government-designated finance platforms. Launched 2016 under the Small Business, Enterprise and Employment Act 2015. Free to use, no credit impact.
The UK government Start Up Loan provides £500 to £25,000 at a fixed 7.5% rate from 6 April 2026, repayable over 1 to 5 years. No security or equity required. Free 12-month mentoring included. Trading up to 60 months now eligible.
Six Revolut alternatives compared: Monzo, Starling, Chase UK, Kroo, Wise and Tide. Four are full UK banks with FSCS protection up to £120,000 per person; Wise and Tide safeguard funds under FCA e-money rules. Fees, overseas spending, CASS switching and business accounts compared.
Last reviewed: June 2026 Best ways to borrow £10,000 UK -- June 2026 * Cheapest option -- personal loan: From 5.9% APR representative.
Last reviewed: June 2026 Best cash ISA rates for over 60s -- June 2026 * Best easy-access cash ISA: Trading 212 -- 4.51%
The Home Office has announced community, university and employer refugee sponsorship routes on a capped basis. Part of the Immigration and Asylum.
The UK government has secured £100bn of clean energy investment since July 2024, covering offshore wind, solar, storage and hydrogen. GB Energy is.
UK postgraduates carry both undergraduate and postgraduate loan debt, with combined monthly deductions of £128-£220. Plan 3 loans have a lower.
Ministers are divided over proposals for a new UK golden visa scheme for ultra-high-net-worth individuals. The previous Tier 1 Investor visa was.
Sainsbury's Bank pet insurance: bank administration 2024, NatWest Part VII transfer, what existing and new customers must verify before purchasing.
Tesco Bank pet insurance: Clubcard discount, vet network restriction on Standard tier, Pinnacle underwriter, co-payment and age exclusions. Real policy analysis.
Calculate UK asset finance payments. £50K at 8% APR over 5 years is approximately £912 per month. Compare Total Cost of Finance, not just monthly payment.
Offering finance to UK customers requires FCA authorisation or appointed representative status. BNPL is regulated from 15 July 2026.
Plant depreciation differs for accounts and tax. AIA gives 100% first-year relief up to £1m. WDA applies at 18% main pool or 6% special rate.
Used plant saves 40-70% versus new and still qualifies for AIA. Finance available for machines up to 15 years old. Same tax rules as new plant.
Commercial vehicle loans cover HGVs, trucks and specialist vehicles. AIA up to £1m available. FLA reports 15% fall in HGV finance in Jan 2026.
Vans qualify for AIA up to £1m, unlike cars. No 15% contract hire disallowance. Electric vans have a £0 BiK rate for 2026/27.
Business car finance options include contract hire, finance lease and HP. EVs qualify for 100% first-year allowance. Cars cannot claim AIA.
Finance an excavator from £15,000 to £500,000+ on hire purchase or finance lease. High approval rates for construction plant. Rates from 5% APR.
Business equipment finance lets UK companies acquire machinery without upfront payment. 96% FLA approval rate. AIA up to £1m under hire purchase.
Asset finance lets businesses acquire equipment without upfront cost. Lender buys the asset, business makes monthly payments. 96% FLA approval rate.
UK asset finance rates range from 4.5% to 25% APR depending on asset type and credit. BoE base rate is 4.25% (June 2026). Compare on APR.
Asset finance is available with bad credit because the asset acts as security. FLA reports 96% approval rate. Specialist lenders consider CCJs.
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