What Is LTV? UK Meaning Explained
LTV, or loan to value, is the size of a mortgage expressed as a percentage of the property's value. A 180,000 GBP loan on a 200,000 GBP home gives an LTV of 90%, with the remaining 10% covered by the deposit.
UK Mortgage Statistics 2026
UK mortgage statistics for 2026: outstanding balances, monthly approvals, effective interest rates, arrears, possessions, loan-to-value and first-time buyer figures, sourced from the Bank of England, FCA and UK Finance.
Joint Borrower Sole Proprietor Mortgage UK: How It Works, Who Uses It and Stamp Duty Implications
How a joint borrower sole proprietor mortgage works in the UK, why families use it to boost borrowing without putting a helper on the title, the stamp duty implications and surcharge considerations, and which lenders offer it.
Stamp Duty Calculator UK 2026: England, Scotland and Wales Rates Compared
Stamp duty rates differ across England, Scotland and Wales. A complete stamp duty calculator guide covering SDLT, LBTT and LTT rates, thresholds and how to calculate your bill.
