Mortgage Rate Cuts May 2026: Santander, Halifax and Cambridge Move on Selected Deals After Base Rate Hold
Santander cut selected fixed, tracker and product transfer rates by up to 50bps from 11 May 2026, with Halifax following on remortgage products. We explain what changed, what the best buys look like as of 12 May, and how to think about timing your remortgage.
First-time buyer mortgage UK: deposit, schemes and the full process
A first-time buyer guide for the UK in 2026: who qualifies, how much deposit is realistic, the Lifetime ISA bonus, stamp duty relief, government schemes such as Shared Ownership and First Homes, and the buying process from search to keys.
