Accident Insurance
Personal accident insurance is one of the smaller corners of the UK protection market.
What Is Tax Code 1257L
UK tax codes are how HMRC tells an employer or pension provider how much tax to deduct from pay through the PAYE (Pay As You Earn) system.
What Credit Score Is Needed To Buy A House
The phrase "credit score needed to buy a house" assumes a single national score that lenders use as a gate. The UK system does not work that way.
Specified Adult Childcare Credits
Specified Adult Childcare Credits (sometimes called "grandparents' credits" or "specified adult NI credits") are a National Insurance benefit...
Home Buyers Protection Insurance
Home buyers protection insurance (sometimes "purchase protection insurance" or "home buyer expense protection") is a UK insurance product designed for...
BR On Tax Code
The UK PAYE tax code system uses letter-only codes for specific situations where the standard allowance-based calculation does not apply.
1256L Tax Code
The standard UK PAYE tax code for the 2026-27 tax year is 1257L, representing the frozen Personal Allowance of 12,570 pounds.
UK Trade Figures: Fuel Imports Jump 1.8 Billion Pounds in March as Energy Prices Bite
ONS trade data for March 2026 shows a 1.8 billion pound jump in fuel imports, one of the largest monthly rises on record, as higher energy prices feed through.
UK Late Payments Bill: 60-Day Cap and New Fining Powers Explained for Small Businesses
The UK government has introduced a Late Payments Bill capping payment terms at 60 days and giving the Small Business Commissioner powers to fine persistent late payers.
UK Economy Grew 0.6% in Q1 2026: What the GDP Figures Mean for Households and Business
ONS data shows the UK economy grew 0.6% in the first quarter of 2026, the fastest in a year. What the GDP figures mean for rates, jobs and spending.
Group Income Protection
Group income protection sits in the workplace benefits space alongside group life assurance, group critical illness and private medical insurance.
Pension Lifetime Allowance Abolished: The LSA and LSDBA Rules for 2026/27
The Lifetime Allowance was, for many years, the headline cap on UK pension saving.
P45 Vs P60
P45 and P60 are two of the most familiar PAYE forms but their purposes are often confused, particularly by new employees and people changing jobs.
Indemnity Policy
An indemnity policy is a niche but useful piece of insurance that turns up in many residential property transactions.
Attendance Allowance Pitfalls
Attendance Allowance is one of the most under-claimed benefits in the welfare system.
Fiscal Drag Explained: Why Frozen UK Tax Thresholds Raise Your Bill
Fiscal drag is what happens when tax thresholds stay frozen while wages rise.
HMRC Personal Allowance Allocation Change From April 2027: What Mixed-Income Households Should Know
From April 2027, HMRC will apply the £12,570 Personal Allowance to earned income first: salary, self-employment and pensions.
FCA Bans Frank Breuer Over Pension Transfer Misconduct: May 2026 Decision
The Financial Conduct Authority has banned Frank Breuer and imposed a financial penalty for serious misconduct in pension transfer advice. What it means for consumers, transferring members and the wider advice market.
UK CPI April 2026: What the 20 May ONS Release Means for the Bank of England Base Rate
The Office for National Statistics publishes April 2026 CPI inflation on 20 May at 7am. Headline CPI was already 3.3 percent in the year to March and the Bank of England's April Monetary Policy Report projects further increase in Q3.
Ofgem July 2026 Energy Price Cap: Announcement Due 27 May
Ofgem will publish the third energy price cap of 2026 by 27 May, taking effect on 1 July. What households should know about preparing, fixing versus staying on the default tariff, and what the announcement is likely to show.
Motor Finance Compensation UK 2026 - FCA Update
The FCA issued a statement on 8 May 2026 updating consumers and firms on legal challenges to the motor finance compensation scheme. What it means for affected drivers, lenders and brokers, and the practical steps to take while the regulator finalises rules.
UK Personal Debt Hits £2.3 Trillion: What the May 2026 Reading Signals for Brokers and Lenders
Bank of England data shows total UK personal debt at £2.3 trillion, with mortgage debt at £1.67tn and credit card debt at £72.9bn. The implications for FCA-authorised brokers, lenders and the business finance market in 2026.
Best Accounts Receivable Software UK 2026: AR Automation
Compare UK accounts receivable automation in 2026, with Late Payment Act, Payment Practices Reporting and credit control considerations
UK Cash Flow Management Software Review UK 2026: Pricing, Pros and Cons
UK Cash Flow Management Software review UK 2026: what it does, published pricing, UK-specific compliance fit, pros, cons and who it actually...
Procurement Software UK 2026: e-Procurement Buyer Guide
UK 2026 buyer guide to procurement software: features, HMRC compliance checkpoints, pricing bands and vendor evaluation tips for UK buyers.
Best Accounts Payable Software UK 2026: AP Automation Compared
Compare accounts payable automation for UK businesses in 2026, with MTD, VAT, CIS and payment practices reporting considerations explained
Pension Spousal Exemption from April 2027: How the Autumn 2025 Budget Change Protects Surviving Partners from IHT
The Autumn Budget 2025 introduced a spousal exemption that protects pension assets passing to a surviving spouse or civil partner from the new April 2027 inheritance tax rules. We explain what is covered, who qualifies, and the planning implications.
ISA Allowance 2026/27: Why Top Fixed Savings Rates Are Falling and What That Means for £20,000 Savers
The £20,000 ISA allowance is unchanged for 2026/27 but the savings landscape behind it is shifting. Best-buy fixed rate cash ISAs now pay up to 4.65%, with easy-access rates dipping. We explain what changed, the lifetime ISA rules, and how to use the allowance.
Mortgage Rate Cuts May 2026: Santander, Halifax and Cambridge Move on Selected Deals After Base Rate Hold
Santander cut selected fixed, tracker and product transfer rates by up to 50bps from 11 May 2026, with Halifax following on remortgage products. We explain what changed, what the best buys look like as of 12 May, and how to think about timing your remortgage.
Energy Price Cap July 2026: Forecasters Cluster Near £1,849 Ahead of Ofgem's 27 May Announcement
With Ofgem set to announce the Q3 2026 energy price cap on 27 May, independent forecasters cluster between £1,846 and £1,852 as of mid-May. Sainsbury's Energy's prediction was revised to £1,849 on 19 May. We explain the forecast and what households can do before the announcement.