UK event refund claim 2026: how to get your money back when an event is cancelled
Claims TL;DR If an event is cancelled outright, you have a legal right to a full refund under the Consumer Rights
UK chargeback claim guide 2026: how to get your money back through your bank
Claims TL;DR A chargeback is a card scheme dispute process that allows you to reclaim money from a merchant through your
Speeding fine appeal UK 2026: how to challenge a fixed penalty notice
Fines and Appeals TL;DR A speeding fixed penalty notice (FPN) carries a minimum fine of £100 and three penalty points, or
Overdraft refund claim UK 2026: when you can claim bank charges back
Customers who were charged unarranged overdraft fees before the FCA's July 2020 rules can claim refunds if charges were unfair
Marriage allowance UK 2026: how to claim and how much you get back
Tax TL;DR The marriage allowance lets one spouse or civil partner transfer £1,260 of their personal allowance to the other,
UK trusts and gifting guide 2026: how to pass on wealth tax-efficiently
Wills and Probate TL;DR Gifting assets during your lifetime is one of the most effective ways to reduce a UK inheritance
UK crypto investing guide 2026: tax, regulation and what FCA authorisation means
Cryptocurrency investments in the UK are not regulated by the FCA as financial instruments but crypto asset promotions must comply with FCA
State pension UK: how much, how to claim and the triple lock
The new State Pension needs 35 qualifying NI years for the full rate and 10 years for any payment. State Pension Age is 66 in 2026-27, rising to 67 between 2026 and 2028. The triple lock uplifts the weekly amount each April by the highest of earnings, CPI, or 2.5 percent.
Best UK SIPP: providers, fees, contributions and withdrawal rules
A Self-Invested Personal Pension lets the holder pick the investments inside a UK registered pension. This 2026 guide covers tax relief, the annual and money purchase allowances, fees, withdrawal from age 55 (57 from 2028) and how a SIPP compares to ISAs.
Best index funds UK 2026: how to invest in a tracker fund and what to consider
Investing TL;DR Index funds track a market index such as the FTSE 100, S&P 500 or global market indices,
UK savings rate index 2026: how the base rate flows through to savings accounts
The Desk TL;DR UK savings rates rose sharply from 2022 as the Bank of England base rate increased from 0.1
UK Inflation Rate 2026 - Latest CPI and RPI Data
The Desk TL;DR UK CPI inflation fell to approximately 2.6 percent in early 2026, according to ONS data, moving closer
The Desk weekly briefing: how to read UK financial news in 2026
The Desk TL;DR UK financial news covers MPC rate decisions, ONS inflation and employment releases, HMRC tax changes and FCA regulatory
The Desk explainers: how complex UK finance topics actually work
The Desk TL;DR The Desk publishes clear, primary-source-verified explainers on the UK financial concepts that shape everyday money decisions.
85 Loan to Value Mortgages UK: How LTV Affects Your Rate
Mortgages TL;DR Loan-to-value (LTV) is the mortgage amount expressed as a percentage of the property value. A £150,000
Help to Buy UK 2026: what schemes still exist and what replaced them
Mortgages TL;DR The Help to Buy Equity Loan scheme in England closed to new applicants in October 2022. The Mortgage Guarantee
Fixed vs Variable Mortgage UK 2026: How to Choose Between Rate Certainty and Flexibility
Choosing between a fixed and variable rate mortgage is one of the most consequential decisions for borrowers. This guide compares the two structures on cost, certainty, flexibility and when each is most appropriate in 2026.
UK stamp duty 2026: rates, FTB relief and how to calculate
A plain-English guide to UK stamp duty in 2026-27, covering SDLT in England and Northern Ireland, LBTT in Scotland and LTT in Wales. Worked examples show how tiered bands, first-time buyer relief and the additional property surcharge combine.
Inheritance tax UK 2026: thresholds, rates, reliefs and how to reduce your bill
Tax and Salary TL;DR Inheritance tax (IHT) is charged at 40% on the value of an estate above the available nil-
UK capital gains tax 2026: rates, allowances and what triggers a CGT liability
Tax and Salary TL;DR Capital gains tax (CGT) is charged on the profit when you sell or dispose of an asset
UK National Insurance 2026: rates, thresholds and what you pay
Tax and Salary TL;DR National Insurance contributions fund state pension, statutory sick pay, and other benefits. Employees pay Class 1 NI
UK council tax reductions 2026: discounts, exemptions and how to apply
Tax and Salary TL;DR Council tax reductions include a 25% single person discount, full exemption for all-student households, disability reductions
Sole trader tax UK 2026: what you pay, when and how to file
Tax and Salary TL;DR As a sole trader you pay income tax on profits above the personal allowance and Class 4
UK Toll Charge Appeal 2026 - How to Challenge Any UK Toll
Reclaim TL;DR UK toll roads and crossings issue Penalty Charge Notices for non-payment. You have a statutory right to appeal
UK holiday refund claim 2026: Section 75, chargeback and package holiday rights
Reclaim TL;DR If a holiday is cancelled or significantly changed, you may have rights under: Section 75 of the Consumer Credit
Reclaim bank charges UK 2026: refund rights for unfair fees and charges
Reclaim TL;DR You can challenge bank charges that were applied in error, applied unfairly, or where you were not given adequate
Parking fine appeal UK 2026: how to challenge a PCN and win
Reclaim TL;DR There are two types of parking fine in the UK: council-issued Penalty Charge Notices (PCNs) and private parking
HMRC tax rebate UK 2026: how to reclaim overpaid income tax
Reclaim TL;DR HMRC will refund overpaid income tax automatically in many cases via PAYE or after self-assessment. Common reasons for
Energy overcharge claim UK 2026: how to reclaim money from your energy supplier
Reclaim TL;DR If your energy supplier has charged you more than the Ofgem price cap unit rate or applied incorrect standing
Workplace pension UK 2026: auto-enrolment, contributions and how to maximise them
Pensions TL;DR Auto-enrolment requires employers to enrol eligible workers into a workplace pension and make minimum contributions. In 2025/26